The Importance of Documenting Storm Damage for Effective Recovery and Insurance Claims

1/9/2024 (Permalink)

When severe storms strike, they can leave behind a trail of destruction and damage. As homeowners, documenting storm damage might be the last thing on our minds amid the chaos and urgency to address immediate safety concerns. However, when it comes to storm damage, proper documentation takes center stage. In this blog, we explain why documenting storm damage is essential for homeowners, both in terms of facilitating effective recovery and ensuring successful insurance claims.

Importance of Documenting Storm Damage for Recovery

Documenting storm damage is crucial for homeowners who need to assess the extent of the damage and prioritize repairs. By documenting the damage through photographs, videos, and detailed notes, homeowners can have a visual record of the affected areas. This documentation helps them communicate clearly with contractors and insurance adjusters, ensuring that no damage goes unattended or unnoticed.

Additionally, thorough documentation allows homeowners to identify hidden damage that may not be immediately apparent. Water infiltration, structural issues, or even mold growth can develop over time as a result of storm damage. By documenting the initial damage, homeowners can compare before and after conditions and address any hidden issues promptly.

Importance of Documenting Storm Damage for Insurance Claims

Proper documentation is a critical factor in successful insurance claims for storm damage. Insurance providers rely on tangible evidence to assess the extent of the damage and determine claim settlements. By thoroughly documenting the damage, homeowners can present visual proof of the destruction caused by the storm.

When filing insurance claims, homeowners can submit their documented evidence, including photographs, videos, and detailed descriptions of the damage. This documentation not only supports the claim but also provides a clear picture of the scope and severity of the storm damage. It helps insurance adjusters assess the claim more accurately, leading to a faster and fairer settlement.

Furthermore, having clear documentation decreases the chances of disputes or disagreements between homeowners and insurance providers. The documented evidence serves as a visual reference, minimizing confusion and increasing the likelihood of a successful claim.

In the aftermath of a storm, documenting the damage is not only crucial for efficient recovery but also plays a vital role in successful insurance claims. Homeowners who properly document their storm damage can effectively communicate with contractors and prioritize repairs, ensuring no hidden issues go unnoticed. Detailed documentation of the damage serves as tangible evidence for insurance claims, guaranteeing fair assessments and settlements. Whether through photographs, videos, or detailed notes, homeowners should take the time to thoroughly document storm damage. By doing so, they protect their property, streamline the recovery process, and increase their chances of a successful insurance claim.

A Guide to Local Resources and Apps to Navigate Storms in Florida

9/27/2023 (Permalink)

Storms in Florida, whether they bring rain, high winds, or other severe weather conditions, can pose significant challenges for homeowners and property owners. Staying informed and connected during these storms is essential for ensuring safety and preparedness. In this blog, we will explore Florida's storm communication network, highlighting valuable local resources and apps that can keep you well-informed and equipped to handle stormy weather conditions.

Local Weather Stations and Emergency Services

During storms in Florida, local weather stations play a vital role in providing up-to-date forecasts, severe weather alerts, and storm tracking information. Stay tuned to your local news channels, radio stations, and official social media accounts for real-time updates on rainfall predictions, road conditions, and potential hazards.

National Weather Service (NWS)

The National Weather Service (NWS) offers valuable storm warnings and advisories for specific regions, including Florida. Their website and mobile app provide detailed information about weather conditions, wind speeds, and the duration of the storm. By subscribing to NWS alerts, you can receive notifications directly to your email or mobile device, keeping you informed about changing weather conditions.

Storm Preparedness Apps

Numerous mobile apps are designed to help Florida homeowners prepare for storms and manage potential risks. Apps like "Florida Storm Tracker" and "FEMA" offer tips on creating emergency plans, staying safe during power outages, and ensuring you have essential supplies in your home. These apps are valuable resources for homeowners seeking comprehensive storm preparedness guidance, tailored to Florida's unique weather challenges.

State Department of Transportation (DOT) Apps

Florida's FDOT app provides real-time updates on road conditions, traffic accidents, and storm-related closures. This app allows you to plan your travel routes, check for road closures, and stay informed about road conditions in your area. Download the Florida FDOT app to stay ahead of challenges posed by severe weather and flooding concerns.

Local Community Apps

Many communities in Florida have dedicated apps or social media groups where residents can share storm-related information, offer assistance to neighbors, and stay connected during storms. Joining these local community platforms can be immensely helpful for receiving localized updates and accessing resources in your immediate vicinity.

Power Company Apps

Power company apps enable Florida homeowners to report power outages and receive updates on restoration efforts. During storms, power outages can be common, so having access to outage maps and estimated restoration times can be beneficial for planning and preparedness.

Emergency Alerts on Mobile Devices

Ensure that your mobile device is set up to receive emergency alerts. Wireless Emergency Alerts (WEA) are sent by authorized government authorities, including the National Weather Service, to inform residents about imminent safety threats, extreme weather warnings, and AMBER alerts.

Staying informed and connected during storms in Florida is essential for the safety and preparedness of homeowners. The state's storm communication network, comprising local resources and apps, offers a wealth of valuable information and real-time updates. Utilize local weather stations, NWS alerts, and storm preparedness apps to plan ahead and navigate stormy weather conditions effectively. Stay connected with your community through local apps and social media groups, and access the Florida FDOT and power company apps for vital information during and after storms. By harnessing these resources, you can safeguard your home, loved ones, and property during stormy weather in the Sunshine State.

6 Effective Ways to Keep Moisture Out of Your Building During a Storm

6/13/2023 (Permalink)

Storms can wreak havoc on buildings, and one of the biggest problems they can cause is moisture damage. Moisture can lead to mold growth, wood rot, and other structural issues that can be costly to repair. However, there are steps you can take to keep moisture out of your building during a storm. In this blog, we'll explore some of the best ways to prevent moisture from seeping into your building during a storm.

Check Your Roof

One of the most common ways moisture can enter a building during a storm is through the roof. A leaky roof can cause significant damage, so it's essential to check it regularly to make sure it's in good condition. Before a storm hits, inspect your roof for any signs of damage or wear, such as cracked or missing shingles, rusted flashing, or loose tiles. If you notice any issues, it's important to fix them as soon as possible to prevent moisture from seeping into your building.

Install Proper Drainage

Another way to keep moisture out of your building during a storm is to ensure that you have proper drainage. Poor drainage can cause water to pool around your building's foundation, which can lead to moisture seeping into your basement or crawlspace. To prevent this, make sure your gutters are clean and free of debris, and that they're directing water away from your building's foundation. You may also want to consider installing a French drain or other drainage system to divert water away from your building.

Seal Windows and Doors

Windows and doors are another common area where moisture can seep into a building during a storm. To prevent this, make sure your windows and doors are properly sealed. Check for any gaps or cracks that may allow water to enter and apply caulk or weatherstripping to seal them up. If you have storm windows or doors, make sure they're installed properly and securely.

Use Sandbags

If you live in an area prone to flooding, using sandbags can be an effective way to keep moisture out of your building during a storm. Sandbags can help divert water away from your building and prevent it from seeping in. Place the sandbags around the perimeter of your building, focusing on any areas where water may enter, such as doors and windows.

Maintain Proper Ventilation

Proper ventilation is essential for preventing moisture buildup in your building. Make sure your attic and crawlspaces are adequately ventilated to prevent moisture from accumulating. You may also want to consider installing a dehumidifier to remove excess moisture from the air.

Be Prepared

Finally, the best way to keep moisture out of your building during a storm is to be prepared. Stay up to date on weather forecasts, and take precautions before the storm hits. Make sure your sump pump is working correctly, and that you have backup power in case of a power outage. If you live in an area prone to flooding, consider purchasing flood insurance to protect your building and belongings.

In conclusion, water damage can be a significant problem during a storm, but there are steps you can take to prevent it. By following the tips above, you can help keep your building dry and protect it from the damaging effects of moisture. Remember to stay vigilant, be prepared, and take action to prevent moisture from seeping into your building.

Fulfilling Basic Cleaning Requirements After a Flood

8/21/2022 (Permalink)

Fulfilling Basic Cleaning Requirements After a Flood

Storm damage, flooding, and similar natural disasters can bring contaminants to your home in Westchase, FL. Therefore, you must meet several cleaning requirements to make your house safe from these agents. Even if you hire water damage professionals to repair and perform a storm or flood clean, you should still ensure they meet the right guidelines for the best results.

Disinfecting Surfaces

The surfaces throughout the house are the areas most affected by pollutants and the ones most people touch. Technicians should use EPA-approved flood disinfectant and tools to clean surfaces. Note that some procedures are different than others depending on the surface or material. A piece of cloth submerged in a chlorine and hot water solution works with most surfaces, while others require boiling water, slow drying or outright removal and replacement. Talk to your specialist about specific treatments for each.

Removing Contaminated Materials

There are certain items like mattresses, wallboard and wood veneered furniture that cleaning requirements consider complete losses. They may either absorb floodwater too easily or the costs of repairing them are too much to be worth it. Even though it is tempting to salvage them, the water may alter them too much to do so. These items lose their intended function and the contaminants can place others in peril. Experts will decide whether this measure is necessary.

Drying Out Property

Sometimes the best way to expedite the flood clean and repair process is to dry out surfaces, equipment and objects. This process makes the materials less vulnerable and easier to disinfect afterwards. It also prevents mold from growing on the surface. Drying methods vary depending on the items, from using air conditioner and fans on furniture and cloths to cutting off wet wallboard to air out the less affected sections.

While every affected surface and object in your Westchase, FL, house requires different cleaning methods, they all follow common cleaning requirements. Ensure the company working with you follows these basic rules.

Types of Flood Contamination

7/25/2022 (Permalink)

Not All Types Of Floods Are Handled The Same Way

It's important to prepare your business in Lake Fern, FL, to face any type of flooding or water damage. That being said, not all types of floods are handled the same way. There are three primary types of floods, each categorized by the types of contaminants present in the water itself.

Clean Water Floods
Category 1 floods are also called clean water floods. They are categorized by an absence of contaminants and are the least dangerous types of floods. Even though the water is clean, you still need to make sure that you take the situation seriously to avoid suffering unnecessary water damage. If left untreated, clean water floods can quickly turn into more serious disasters. Category 1 floods are typically a result of one or more of the following:

• Supply line rupture
• Water pipe burst
• Flooded sink, shower or bathtub

Gray Water Floods
Also called Category 2 floods, these waters are categorized by a minor amount of contamination. They are often the result of a Category 1 situation that either wasn't resolved quickly enough or came into contact with some type of external contamination. Likewise, Category 2 situations will become Category 3 if left untreated for more than 48 hours. Gray water flooding is typically caused by:

• Malfunctioning appliances, such as dishwashers and washing machines
• Rain or snowmelt flowing off of the roof
• Broken aquariums

Black Water Floods
Category 3 floods, also known as black water floods, are the most dangerous types of floods. They are categorized by the presence of lethal contaminants, such as human/animal fecal matter, raw sewage, chemicals and other dangerous biohazards. You should never attempt to remediate a Category 3 flood by yourself; always consult professional assistance. Category 3 flooding is often caused by:

• Sewer line bursts
• Toilet overflow
• Riverbank flooding

Water damage can result from any type of flooding. It's important to take immediate action as soon as the incident occurs. Contact flood remediation experts for assistance dealing with any type of black water flooding that your business suffers.

How To Address Odors After a Flood

5/25/2022 (Permalink)

How To Deal With Flood Odors. 

If your Oldsmar, FL, home has sustained water damage, it often means that you also have to deal with mold growth. Even if the affected area has been cleaned, lurking odors are a sign that more damage was sustained than thought. Properly addressing the situation is essential to eliminating a potentially ongoing problem.

Steps to Dealing with Flood Water Odors

At the first signs of a musty odor, the following steps should be taken:

• Find the Source: The musty smell means there is damage somewhere. If you had a sewage loss or broken pipe, it is likely in that vicinity. Sometimes mold growth is difficult to locate. Since it likes to grow in damp, warm and dark places, check bathrooms, the basement and the attic.
  
• Fix the Source: Once you know what is causing the issue, time is of the essence. Mold quickly grows and spreads, so it is imperative to quickly repair the source of the problem.
  
• Dry Everything Out: The quicker the affected items and areas dry the better. Along with ensuring excess water is extracted, opening windows and using fans may speed up the process.
  
• Eradicate the Mold: In most cases, this is best left to the professionals. If only a small area has been affected following recommended safety and cleaning protocols.
  
• Sanitize and Deodorize: Once the mold is gone, the entire area should be cleaned and deodorized to eliminate lingering odors. Keep windows open and use fans to enhance airflow.

Ensure Proper Mitigation

While those steps seem simple enough, there is a lot that goes into ensuring the mold issue and odors are properly eradicated. If the affected area is more than 10 square feet, it is best to contact a professional mold and water damage restoration company. A certified provider will have the all-around expertise to find and fix the issue, as well as ensure that no mold or odors linger.

Mold growth is common when there is water damage. Addressing the source of the problem and fixing it is essential to eradicating lingering odors and problems.

Routine Maintenance Can Protect Your Business From Storm Damage

4/9/2022 (Permalink)

Storm Damage Can Be Avoided With Routine Maintenance

Routine exterior maintenance of your East Lake Woodlands, FL, commercial building can help the structure better withstand inclement weather. Whether you are anticipating strong thunderstorms or heavy snows, a strong exterior will keep your business protected.

Inspection

A thorough building inspection will alert you to any weaknesses or problems that make your building more vulnerable to storm damage. A full exterior inspection will cover all of the following areas:

• Roof
• Foundation
• Windows
• Doors
• Brick, stucco, siding, etc.
• Gutters and downspouts

The frequency of inspections depends on a variety of factors, including the age of the building and local weather patterns. At minimum, have the building professionally inspected once a year, ideally before the stormiest season. Make sure the building is checked for cracks in the walls and foundation, loose gutters and weak spots in the roof. A trusted building inspector can let you know what areas of your structure may need more frequent inspections.

Even a building that passes an inspection can still be vulnerable to storm damage. If this happens, an experienced restoration service can get your property back to normal so that it can successfully weather the next storm.

Maintenance

In addition to routine inspections, it is important to keep your building maintained. Exterior maintenance involves more than simply repairing the issues discovered during inspections. Keep gutters and downspouts clear and make sure they are not loose. Remove debris from the roof. Pressure wash as needed to minimize fungal growth. Make sure all signage is securely attached to the building.

The nearby landscaping also affects the structural integrity of the building and should be properly maintained. Keep limbs trimmed and make sure trees are healthy and strong to prevent them damaging the building. Consider grading the lawn away from the building and installing plants and mulch to prevent flooding.

Stormy weather can cause serious problems for your commercial building. However, a little routine exterior maintenance can prevent many situations.

How To Handle Post-Flood Cleanup

3/10/2022 (Permalink)

When disaster strikes, call SERVPRO of Oldsmar/Westchase. Our staff is available 24/7, 365 and can help with all types of flood damage restoration

How To Deal With Flood Cleanup

Don’t let the idea of content cleaning after a flood get you down. It’s never impossible to restore your business to its former glory with proper cleaning and sanitization as long as you know the ins and outs of how to properly recover from flood damage in Tampa, FL

1. Create a Cleanup Plan

The very first step in reclaiming your property after flood damage is to establish a structured, methodical cleanup plan. Identify which cleanup tasks are dependent on others and prioritize key areas first. Section off your floor plan into places that are most to least critical regarding what needs to be handled for health and safety reasons versus what is just part of cosmetic damage restoration.

2. Identify What You Can Salvage

Although content cleaning can feel like razing everything down and starting from scratch, you don’t have to throw the baby out with the bathwater. Some of your belongings can be salvaged simply by drying them out, particularly if they are made of non-porous materials that don’t absorb water. Set aside what can be rescued to dry out properly in a sunny, well-ventilated place.

3. Discard Porous Materials

Even if you may be able to salvage some things, other things are too risky to keep. Anything porous that may have absorbed contaminated water may have to be completely destroyed. This can range from furniture that was completely soaked in water to even the sheetrock of the walls, and for more complicated tasks, you may require the assistance of restoration services to help.

The problem with porous materials absorbing contaminated water is that even when they dry out after some content cleaning — and they will take much longer to dry out — any residual particles from the water may still remain in the material, trapped in porous fibers and openings. Unfortunately, “residual particles” often mean fecal matter since is wastewater from toilets and sewage mains. 

How To Remove Odors After a Flood

3/7/2022 (Permalink)

SERVPRO of Oldsmar/Westchase was quick to the scene after a rain storm flooded this local salon. When water finds a way inside, call us!

How To Get Rid Of Flood Odors

Even after the flood water has receded in Westchase, FL, it can leave its legacy behind. One of these legacies is a litany of foul odors, which can indicate anything from mold growth to sewage loss left behind in the building. When cleaning and restoring after flood damage, odor elimination is one of your top priorities.

1. Dry Everything Thoroughly

Your first step in preventing odors is to dry everything as thoroughly as possible, as quickly as possible, before standing water has time to set and seep into any porous surfaces. Drain standing water as best you can by using vacuum suction if you need to. Mop and blot every surface. Open all windows and doors to let air in to further dry out, and use fans to hasten the process. Water left behind can lead rapidly to mold growth and should be addressed quickly.

2. Remove Anything That Might Hold Odors

Unfortunately, some of your possessions and inventory will have to go. Fabric, carpets, and other items may hold odors that are impossible to get out of porous surfaces without particular types of deep chemical or steam cleaning. Even if you intend to have them cleaned, remove them from the premises during initial cleanup before the odors start to set.

3. Make Use of Disinfectant and Odor Absorbers

Disinfectant is your friend in preventing mold growth. Every surface you mop dry should also be thoroughly disinfected. Odors can hang in the air, however, and can cling to surfaces. Believe it or not, kitty litter is a great odor absorber to spread over surfaces. You can also buy chemical odor absorbers and special steam cleaning and humidifier devices specially intended to remove odors from the air and open surfaces.

4. Hire Professionals

If those pesky odors still won’t abate, you may have to bring in professionals. Professional storm restoration and flood water damage cleaners often have commercial equipment not readily available to most homeowners and business owners, and they are licensed to handle more hazardous but effective chemical cleaners.